Treasury Management

Positive Pay

• Stop check fraud before it happens
• Automated check fraud detection tool
• Matches the issue date, check number, and dollar amount for payment against the check fi le uploaded by the organization

Reverse Positive Pay

• Early detection of fraudulent, altered, or counterfeit checks
• See a daily report of all checks presented
• You decide which ones to pay or return

ACH Positive Pay

• Protects your businesses from unauthorized ACH transactions from your vendors
• Only allow your trusted vendors to electronically debit your account
• Maintain tighter controls on your disbursements

Zero Balance Account (ZBA)

• Designed for businesses that want to protect their operating account’s information.
• A daily transfer is made to bring your ZBA to $0 balance
• No need for manual transfers
• Saves clerical time and expenses
• Improve account reconciliation

ACH Services

First Harrison Bank offers the tools and support you need to accelerate daily collections, streamline your payables, and administer payroll in lieu of checks.

• Automate your collections/payments
• Reduce disbursement risk
• Pay employees with direct deposit
• Tighten control over payments

Web Deposit

Streamline the deposit process and improve your cash flow by remotely scanning and capturing check images for deposit directly from your office.

• Save time by eliminating trips to the bank
• Deposit funds when it is convenient to you
• Extended banking hours
• Same day deposits
• Online access to images, deposits, and reports
• Remote Deposit Capture Schedule and Best Practices

Cash Management

• Ability to view all your business entities in one location
• Allows you to keep your business accounts separate from your personal accounts on Banking Butler
• Additional Treasury Management services available