Personal Loans

If you're ready to apply, click the button to get started!
Apply for Consumer Loan

Loan Payment Calculators

As you’ll see below, we have all sorts of personal loan options. To help you understand how much you can afford, use our simple calculators.

Personal Loans Calculator

Mortgage Calculator

Auto Loans

Let us show you how EASY getting a new ride can be! Auto loans are one of our specialties. We have great rates, so it pays to check with us first. We can pre-approve you for an amount, and then you can shop to find the automobile you’d like!

Auto Loan Special

Do you want a new or used car/truck? This is the perfect time to take advantage of our great rates on auto loans. You could even receive an APR as low as 7.01% on a 60-month loan for 2023 and newer vehicles.*

Here are examples of a 60-month term with different loan amounts.**

Loan Amount




$15,000 7.39% 6.63% $300.08
$20,000 7.20% 6.63% $398.21
$25,000 7.08% 6.63% $496.33
$30,000 7.01% 6.63%


*Loans are available up to 72 months on 2023 and newer model vehicles. Annual Percentage Rate (APR) is available for well-qualified applicants as of January 26, 2024, for loans having a repayment term up to 60 months and secured by a 2023 or newer model year vehicle. **Payment amounts are based on 60 monthly payments. Payments must be auto-deducted from a First Harrison checking account to receive the advertised rate. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, model year and whether you have an automatic payment from a First Harrison Checking Account. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Apply Online

Recreational Loans

Off-roading has never been easier. Whether you want a four-wheeler, RV, motorcycle, boat, camper, or any other recreational vehicle, we have recreational loans that fit the bill. You’ll be cruising down the road, water, or trails in no time!

Apply Online

Line of Credit

Our Ready Line product is ideal for those that are in a pinch for short-term cash needs. If you need a bit of cash for an appliance repair, auto repair, holiday shopping, and more, our Ready Line can help. You can write a check or transfer funds in Banking Butler®. You have the ability to access, repay, and access again without reapplying.

Home Equity Line of Credit (HELOC)

Perhaps you live in your dream home, but you need to make a repair here or there. You might want to add a deck. You may really want the kitchen remodeled. You might just need a little extra cash. A HELOC is the perfect kind of loan for these situations and more.

If you have equity in your home, why not use it? Here are some of the benefits of a First Harrison Bank HELOC:

  • Funds for repairs, remodels, additions, and more
  • Revolving line of credit
  • Write a check or transfer funds online from your HELOC

Be sure to call us to inquire to see if you qualify!

Second Mortgage

From time to time, we need to make big purchases in life. We often don't have the funds to pay for the large purchase in one lump sum. If you have equity in your home, the difference between what you owe on your first mortgage and what the current value is today, and need a lump sum for whatever life has brought, a second mortgage could be a good option for you.

Second Mortgage Facts

  • You'll receive a lump sum loan from the bank.
  • Fixed term and rate.
  • Consistent payments make it easy to budget.
  • Generally, second mortgage rates are better than credit card rates.
  • Can be used for things like home renovation, repairs, weddings, credit card consolidation, or any other large purchase.
  • The interest may be tax deductible. Please consult your tax advisor for details.

Credit Cards

We have several credit card options available for personal or business customers. See our dedicated Credit Cards page for more information.

Personal Loans

Perhaps your particular situation doesn’t fit into the mold of the types of loans you see listed on this page. We have unique loan options. Sometimes, a loan request requires an explanation or some background.

Apply Online

Accident and Health and Credit Life

We all hope for the best, but life happens. If you were to become sick or injured, your loan still requires payment. With Accident and Health Insurance, your loan payments will be covered until you regain your health. If you were to pass away, your family wouldn’t be left with the burden of your loan because Credit Life Insurance would pay off your loan.

  • No medical exam
  • The same rate for everyone
  • Immediate protection
  • Included in your monthly payment
  • Get your unused premium back if you pay off your loan early

Annual Credit Report

We always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every week.

For more information on how to obtain your free credit report, visit Annual Credit Report.

Looking for home loans? See our Home Loan Products page!


Contact Us


back to top