Personal Loans

We do one thing most big banks don’t… We consider you in our loan decision and don’t rely solely on a computer.

Loan Payment Calculators

As you’ll see below, we have all sorts of personal loan options. To help you understand how much you can afford, use our simple calculators.

Personal Loans Calculator

Mortgage Calculator

Auto Loans

Let us show you how EASY getting a new ride can be! Auto loans are one of our specialties. There are plenty of times we beat the auto dealer’s rate, so it pays to check with us first. We can pre-approve you for an amount, and then you can shop to find the automobile you’d like! We also have loan terms up to 72 months!

Recreational Loans

Off-roading has never been easier. Whether you want a four-wheeler, RV, motorcycle, boat, camper, or any other recreational vehicle, we have recreational loans that fit the bill. You’ll be cruising down the road, water, or trails in no time!

Line of Credit

Our Ready Line product is ideal for those that are in a pinch for short-term cash needs. If you need a bit of cash for an appliance repair, auto repair, holiday shopping, and more, our Ready Line can help. You can write a check or transfer funds in Banking Butler®. You have the ability to access, repay, and access again without reapplying.

Home Equity Line of Credit (HELOC)

Perhaps you live in your dream home, but you need to make a repair here or there. You might want to add a deck. Your spouse may really want the kitchen remodeled. You might just need a little extra cash. A HELOC is the perfect kind of loan for these situations and more.

If you have equity in your home, why not use it? Here are some of the benefits of a First Harrison Bank HELOC:

  • Funds for repairs, remodels, additions, and more
  • Revolving line of credit
  • Write a check or transfer funds online from your HELOC


Please call or visit us to apply.

Second Mortgage

From time to time, we need to make big purchases in life. We often don't have the funds to pay for the large purchase in one lump sum. If you have equity in your home, the difference between what you owe on your first mortgage and what the current value is today, and need a lump sum for whatever life has brought, a second mortgage could be a good option for you. Call us for our second mortgage loan rate specials!

Second Mortgage Facts

  • You'll receive a lump sum loan from the bank.
  • Fixed term and rate.
  • Consistent payments make it easy to budget.
  • Generally, second mortgage rates are better than credit card rates.
  • Can be used for things like home renovation, repairs, weddings, credit card consolidation, or any other large purchase.
  • The interest may be tax deductible. Please consult your tax advisor for details. 

Credit Cards

We have several credit card options available for personal or business customers. See our dedicated Credit Cards page for more information.

Personal Loans

Perhaps your particular situation doesn’t fit into the mold of the types of loans you see listed on this page. We have unique loan options. Sometimes, a loan request requires an explanation or some background. Visit a branch and talk to us!

Accident and Health and Credit Life

We all hope for the best, but life happens. If you were to become sick or injured, your loan still requires payment. With Accident and Health Insurance, your loan payments will be covered until you regain your health. If you were to pass away, your family wouldn’t be left with the burden of your loan because Credit Life Insurance would pay off your loan.

  • No medical exam
  • The same rate for everyone
  • Immediate protection
  • Included in your monthly payment
  • Get your unused premium back if you pay off your loan early

Annual Credit Report

We always want you to be mindful of your credit history, inquiries, and anything else on your credit report. Keeping an eye on your credit report is a great way to stop or prevent fraud or any other irregularities. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every twelve months.

For more information on how to obtain your free credit report, visit Annual Credit Report.

Looking for home loans? See our Home Loan Products page!


Contact Us

*All loans subject to credit approval. Advertised Annual Percentage Rate (APR) (effective as of December 10, 2020) is for new equity loans with a repayment period of 5 years or less, a Combined Loan-to-Value Ratio (CLTV) of 80% or less. Your rate may differ based on loan amount, repayment period, CLTV, your credit history, and other factors. Your actual APR will be based on a review of your credit application. Rates range from 3.45% APR to 4.45% APR. Rates and terms subject to change without notice. Borrower will be charged up to $350 of actual 3rd party costs in the following order: appraisal/evaluation, title search, METIC, recording, credit report, flood determination. This offer is available only on owner-occupied, single-family residential real property. First Harrison must obtain a valid first or second lien on the collateral and with automatic payment from a First Harrison Bank Deposit Account. Rate is fixed for the term of the loan. Longer loan terms and amortization terms (up to 15 years) are available. Please contact First Harrison Bank for details. Payment example: The monthly (principal and interest) payment on $25,000 borrowed at a range of 3.45% APR to 4.45% APR for 60 months may range from $454.23 to $465.51. Property insurance is required, and, if applicable, flood insurance will be required. The aforementioned monthly principal and interest example will be higher as it does not include property taxes, property insurance and flood insurance, if required. Consult your tax advisor regarding the deductibility of interest.

back to top