A Variety of Home Loan Products
Whether you're dreaming of owning your first home, planning a major renovation, or looking to leverage your home's equity, we have a range of home loan products tailored to meet your needs.
Explore our offerings:
- Mortgages: Secure your dream home with our competitive mortgage options designed to fit your budget and lifestyle.
- Home Equity Lines of Credit (HELOCs): Tap into your home's equity for flexible financing options, perfect for home improvements, education expenses, or unexpected costs.
- Construction Loans: Building your dream home from the ground up? Our construction loans provide the financing you need at every stage of the building process.
- Second Mortgages: Need additional funds? Our second mortgage options allow you to borrow against your home's equity for various financial needs.
We're committed to helping you find the right home loan solution. Let us guide you through the process with personalized service and expert advice. Start your journey with us today!
Mortgage
A home is probably the biggest purchase you ever make. You can trust us to make your dream a reality. Home buyers will find quick and simple financing with the plethora of options we have. We can also refinance your current mortgage!
We strive to make the mortgage process as simple as possible. We have our own division of lenders dedicated to mortgages. Even better, you don’t have to visit one of our branches to start the process!
Home Equity Line of Credit (HELOC)
Perhaps you live in your dream home, but you need to make repairs here or there. You might want to add a deck. You may really want the kitchen remodeled. You might just need a little extra cash. A HELOC is the perfect kind of loan for these situations and more.
If you have equity in your home, why not use it? Here are some of the benefits of a First Harrison Bank HELOC:
- Funds for repairs, remodels, additions, and more
- Revolving line of credit
- Write a check or transfer funds online from your HELOC
Construction Loans
Some people like to search for their dream home that’s already built and ready for move-in. Others want to build the home of their dreams. For those that like to customize, we have a customized solution for you in our home construction loans.
You want to keep your construction loan payments affordable because you might be paying to live in one place while building another. We help keep those expenses manageable and disburse funds along the way in the construction process.
The best part about our home construction loans? We can help with turning your home construction loan into permanent financing. We will be with you from the beginning of your dream home idea all the way until your home has many memories years from now.
Second Mortgage
From time to time, we need to make big purchases in life. We often don't have the funds to pay for the large purchase in one lump sum. If you have equity in your home, the difference between what you owe on your first mortgage and what the current value is today, and need a lump sum for whatever life has brought, a second mortgage could be a good option for you.
Second Mortgage Facts:
- You'll receive a lump sum loan from the bank.
- Fixed term and rate.
- Consistent payments make it easy to budget.
- Generally, second mortgage rates are better than credit card rates.
- Can be used for things like home renovation, repairs, weddings, credit card consolidation, or any other large purchase.
- The interest may be tax-deductible. Please consult your tax advisor for details.
Get a HELOC for the House You Already Love.
If you have equity in your home and need funds for home repairs, renovations, a vacation, or anything else, you could use a Home Equity Line of Credit (HELOC) to make it happen!