In today's digital age, protecting your financial assets from fraud is more important than ever. We are continually enhancing our security measures to safeguard your money and personal information. This guide will provide you with essential fraud prevention tips, helping you recognize potential threats and take proactive steps to secure your accounts. Whether it's identifying phishing scams, understanding the importance of strong passwords, or learning how to monitor your accounts effectively, these tips will empower you to stay one step ahead of fraudsters.
Debit Card Purchase Text Confirmation
We monitor debit card activity using advanced technology to review debit card transactions in near real-time. We will contact you immediately if a suspicious transaction occurs. To make sure we can reach you quickly and easily, ensure we have your updated contact information.
When we text you, we will ask you "yes" and "no" questions. We will never ask you for your Social Security number, Banking Butler login credentials, or to click a link of any kind. If you receive a text message asking for this kind of information, it is a scam. Please do not respond to text messages if you're unsure. You can always contact us if you have questions.
Mastercard ID Theft Protection™
Identity theft can happen in a matter of split seconds. And when it does, immediate action is what matters. Should your personal information ever be compromised, Mastercard ID Theft Protection courtesy of your First Harrison Debit Mastercard® is with you 24/7 to detect potential fraud, alert you of suspicious activity, and resolve identity threats.
Some of the features include:
- Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new account opened in your name.
- Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track, such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.
- Provides ID Theft Resolution, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.
Activate Mastercard ID Theft Protection today — at no cost. To activate, click the button below and enter your card number to start the registration process. If you have any questions, contact 1-866-805-7848.
Mastercard ID Theft Protection
Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
CardValet
CardValet is a standalone app for First Harrison Bank Debit Mastercard® holders that allows you to manage your debit card usage and mitigate fraud. Key features include turning your card on/off, setting spending limits, location-based usage, and receiving activity alerts. It also offers parental controls and spending compliance.
See more details about CardValet and its app links.
Credit Report Monitoring
It's important to regularly monitor your credit reports to ensure the accuracy of your financial information and to protect yourself from potential identity theft. You can obtain free credit reports from the three major credit bureaus—Equifax, Experian, and TransUnion—allowing you to access your credit reports at no cost once every twelve months.
If you notice any discrepancies, it's crucial to take immediate action by contacting the credit bureaus and the relevant financial institutions to report the suspicious activity and to protect your credit.
Credit Freeze
Consider placing a credit freeze on your credit files to enhance your financial security. A credit freeze restricts access to your credit report, making it significantly more difficult for identity thieves to open new accounts in your name. This is because creditors typically need to review your credit report before approving a new account, and with a freeze in place, they won't be able to access your information without your permission.
To place a credit freeze, you will need to contact each of the three major credit bureaus—Equifax, Experian, or TransUnion. Each bureau will provide you with a unique PIN or password that you can use to temporarily lift or remove the freeze when necessary, such as when you need to apply for credit.
Fraud Alert
If you suspect that you may be a victim of fraud or identity theft, it's a good idea to place a fraud alert on your credit files. A fraud alert is a notice that warns creditors to take extra precautions when verifying the identity of anyone applying for credit in your name. This added layer of security can help prevent identity thieves from opening new accounts or making significant financial transactions using your personal information.
To place a fraud alert, you only need to contact one of the three major credit bureaus—Equifax, Experian, or TransUnion. The bureau you contact is required to notify the other two, ensuring that the alert is placed on all your credit files.
Mobile Wallet
Using your First Harrison Debit Mastercard® with a mobile wallet offers several advantages in terms of convenience and safety. Mobile wallets allow you to make payments with just a tap or a scan, eliminating the need to carry physical cards.
From a safety perspective, mobile wallets use encryption and tokenization to protect your card information. When you make a payment, your actual card number is not shared with the merchant; instead, a unique token is used, reducing the risk of your card details being stolen.
Many mobile wallets require biometric authentication, such as fingerprint or facial recognition, to authorize transactions. This adds an extra layer of security compared to using a physical card with just a PIN.
See our page for more information about mobile wallets and how to set yours up with the First Harrison Debit Mastercard!
First Harrison Debit Mastercard®
Imagine having a debit card that's not just a card, but your trusty sidekick for all things shopping and spending. The First Harrison Debit Mastercard is exactly that! In short, it is your all-in-one ticket to convenience, security, and rewards. Ready to make it yours?