In accordance with the Community Reinvestment Act (CRA) regulation, First Harrison Bank is pleased to provide our CRA Public File for public inspection, updated annually as of April 1st. As a federal law enacted in 1977, the CRA encourages financial institutions to reinvest in the communities it serves. The information on this site may be downloaded by any member of the public. First Harrison Bank is able to provide printed copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses. To request printed copies of documents, please contact the CRA Officer using the information found at the bottom of this page.
Branch Information
We have seventeen branch locations in Southern Indiana and Bullitt County, Kentucky.
- Branch Locations and Hours
- Branch Listings with Census Tracts
- Branch Activity
- Opened: No branches were opened in 2023, 2024, or year-to-date 2025.
- Closed: No branches were closed in 2023 or 2024. The Corydon Jay C location was closed on March 31, 2025. Its address was 391 Old Capitol Plaza, Corydon, IN 47112. It could be found in Indiana census tract 604.01.
Products and Services
Personal Banking
Business Banking
Digital Banking
Residential Lending
Fees
Makerspace
CRA
Assessment Area
First Harrison Bank is organized around our customers and communities for strong relationships and local delivery of our products and services.
Performance Evaluation
This document is an evaluation of First Harrison Bank’s record of meeting the credit needs of our entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of the institution.
HMDA Disclosure Statement
HMDA data about our residential mortgage lending is available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions is also available on this website.
Written Statements
First Harrison Bank has not received any written comments during the years of 2023, 2024, or year-to-date 2025 that were in regard to the Bank meeting the credit needs of our communities.
Loan to Deposit Ratios
The bank’s loan-to-deposit ratio for each quarter of 2024 was as follows:
- March: 62.80
- June: 63.82
- September: 61.91
- December: 60.72
Contact Our CRA Officer
We welcome your input regarding our CRA performance. In order to contact us with any comments or questions regarding CRA, use the following contact methods:
Ginny Smitley - CRA Officer
First Harrison Bank
PO Box 270
New Salisbury, IN 47161
Phone
812-734-1634 or 800-390-1465
In Person
First Harrison Bank
New Salisbury Branch
8095 Hwy 135
New Salisbury, IN 47161
In the request for a printed copy of our CRA Public File, please include the following information:
- Contact Person's First & Last Name
- Mailing Address of where to send the CRA Public File
- Phone Number
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