

Cardholder Benefits
Your First Harrison Personal Debit Mastercard® is a simple, fast, and safe way to pay, made for today. Use it when you shop and spend, including online. It also includes many benefits that should make you want to use your First Harrison Personal Debit Mastercard for all of your purchases.
Own a small business? See our First Harrison Business Debit Mastercard® page.
Identity theft can happen in a matter of split seconds. And when it does, immediate action is what matters. Should your personal information ever be compromised, Mastercard ID Theft Protection is with you 24/7 to detect potential fraud, alert you of suspicious activity, and resolve identity threats.
Your First Harrison Personal Debit Mastercard comes with Mastercard ID Theft Protection to better safeguard you against possible identity theft and bring you security and peace of mind.
- Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new account opened in your name.
- Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track, such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.
- Provides ID Theft Resolution, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.
Activate Mastercard ID Theft Protection today — at no cost. To activate your ID Theft Protection benefits, click the button below and enter your card number to start the registration process. If you have any questions, contact 1-866-805-7848.
Mastercard ID Theft Protection
*Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD. For cardholders who enrolled prior to July 1, 2019, this service shall be provided by CSID until December 31, 2019. Cardholders will have to re-enroll with Generali Global Assistance, Inc. at the link provided in the enrolled cardholder notices.

Getting more American Airlines AAdvantage® miles has never been this simple. Your First Harrison Personal Debit Mastercard now lets you earn AAdvantage bonus miles like never before on your favorite things and the items you need every day, such as fashion, fuel, and dining out.*
Access SimplyMiles™ using your American Airlines AAdvantage credentials to sign up for SimplyMiles offers from your favorite merchants, curated just for you and sent to your inbox. All it takes is a few simple steps and your First Harrison Debit Mastercard.
- Join SimplyMiles - Log in using your AAdvantage number. Not an AAdvantage member? Sign up for free today.
- Add your First Harrison Personal Debit Mastercard - Add your card to automatically earn miles on every card purchase with an activated offer.*
- Activate offers - Activate your personalized offers and other SimplyMiles deals and earn your AAdvantage bonus miles when you complete eligible transactions.
Retailers do rotate on SimplyMiles, but a few you might see include: Blue Apron, Uber, Vera Bradley, Sally Beauty, Under Armour, Lids, Aeropostale, Helzberg Diamonds, Crocs, Maurice's, Fanatics, Finish Line, Pilot, and plenty more.
*American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage Million Miler℠ status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage. All third-party trademarks belong to their respective owners. American Airlines, AAdvantage, the Flight Symbol logo, SimplyMiles, and AAdvantage Million Miler are marks of American Airlines, Inc.
Our partnership with Mastercard allows our First Harrison Debit Mastercard® holders priceless benefits including the ability to win prizes every quarter and experiences you might not find anywhere else.
Priceless Surprises®
You could win $10,000 when you make everyday purchases with your First Harrison Debit Mastercard!*
Imagine getting even more when you support your local small businesses. That means your trip to the stores owned by your neighbors could earn you some big bucks. What if your family's favorite streaming service turned into your family's favorite seaside retreat? Or your grocery deliveries turned into delivering on your dream day?
Every purchase you make with your First Harrison Debit Mastercard is another entry for a chance to win up to $10,000. The 2024 Priceless Surprises Promotion in the United States will reward cardholders quarterly with the chance to win $10,000 just for using their First Harrison Debit Mastercard. Winners are randomly selected at the end of each quarter, and all prize fulfillment, communication, and questions are handled by Mastercard.*
*NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Click to see official rules.
Priceless Experiences®
Priceless.com connects cardholders to Priceless possibilities in over 46 exciting cities around the globe. First Harrison Personal Debit Mastercard holders can indulge their passions in culture, dining, sports, entertainment, shopping, the environment and more with one-of-a-kind Priceless Experiences curated to create unforgettable memories with the people who matter most.
From a round of golf with a PGA TOUR pro, to a cooking lesson led by a celebrity chef, to backstage access at the hottest show in town, Priceless is your key to unlocking magical moments for customers and their families.
Priceless.com is a constantly updated portal featuring dozens of virtual and in-person experiences, valuable savings offers, auctions that benefit charities, feature stories, and inspiring interviews with Mastercard brand ambassadors.
Cardholders simply need to register their cards and then browse the latest offerings to Start Something Priceless!
Debit Card Round Up is a simple and easy way to save money without even having to think about it. Every time you use your debit card, your purchase amount will be rounded up to the nearest dollar, and the difference will be deposited into your savings account.
Here's a real-world example: Let's say every week you buy a coffee for $3.10, lunch for $10.45, and gas for $35.25. Each of those purchases will be rounded up to the nearest dollar. That adds up to $2.20/week and $114.40/year for just those three purchases each week. It may not seem like much, but over time, those small amounts can really add up!
Sign up for Debit Card Round Up by giving us a call, sending us a message in Banking Butler, or visiting one of our branch locations!

Checkout in 3-2-Done! Use your First Harrison Debit Mastercard® in Click to Pay when you see this icon to start enjoying fast, secure, password-free online checkout.
Mastercard Click to Pay gives consumers a simple, secure, and consistent way to check out across participating merchants. First Harrison Personal Debit Mastercard holders are able to take advantage of a guest checkout option that balances intelligent security with password-free convenience. This new way to pay online lets you store your payment information in one place and check out fast with your favorite merchants everywhere—all without a password.
Just look for the icon where Mastercard is accepted, and you’ll know exactly what to expect:
- Speed through checkout on any device
- No more forgetting passwords or filling out long forms
- Shop online with peace of mind with Mastercard ID Theft Protection
- Keep your Mastercard in one secure profile
Simplify the way you check out online – with your phone, tablet, or desktop. New device? No problem. All you need to enter is your email address and you will receive a one-time passcode. Choose your saved Mastercard and pay online quickly and securely.
The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC.
Using your First Harrison Debit Mastercard® with a mobile wallet offers several advantages in terms of convenience and safety. Mobile wallets allow you to make payments with just a tap or a scan, eliminating the need to carry physical cards.
From a safety perspective, mobile wallets use encryption and tokenization to protect your card information. When you make a payment, your actual card number is not shared with the merchant; instead, a unique token is used, reducing the risk of your card details being stolen.
Many mobile wallets require biometric authentication, such as fingerprint or facial recognition, to authorize transactions. This adds an extra layer of security compared to using a physical card with just a PIN.
See our page for more information about mobile wallets and how to set yours up with the First Harrison Debit Mastercard!
You bought that fancy new thing, and you love it. The bad part is that it stopped working. So, you go and check the warranty only to find it is outside the covered period. We have you covered.
Extended Warranty doubles the original manufacturer’s warranty up to a maximum of twelve (12) months on most items you purchase. For products with multiple warranty components, each warranty time period will be extended up to a maximum of twelve (12) months. An example of a product with multiple warranty components includes an appliance with original manufacturer’s (or U.S. store brand) warranties that differ for parts, labor, compressor, etc.
If you purchase a service contract or an optional extended warranty of twelve (12) months or less on your item, we will cover up to an additional twelve (12) months after both the original manufacturer’s (or U.S. store brand) warranty and the purchased service contract or extended warranty coverage period end. If your service contract or extended warranty exceeds twelve (12) months, this coverage does not apply.
If you do not have an additional service contract or an optional extended warranty, this Extended Warranty benefit commences the day after your original manufacturer’s (or U.S. store brand) warranty expires.
Visit My Card Benefits or call 1-800-Mastercard to open a claim. You must report the claim within sixty (60) days of the failure or the claim may not be honored.
We buy things all the time and expect them to work. From time to time, you might become dissatisfied with your purchase. If the store doesn't allow you to return the item, we have you covered.
Purchases you make entirely with your covered card are covered for sixty (60) days from the date of purchase as indicated on your receipt for a full refund in the event that you are dissatisfied with your purchase and the store will not accept the item for return.
Items you purchase with your covered card and give as gifts are also covered.
This coverage is secondary to any other applicable insurance or coverage available to you or the gift recipient. Coverage is limited to only those amounts not covered by any other insurance or coverage.
Coverage is limited to the actual cost of the item (excluding taxes, storage, shipping, and handling costs), up to $250 per claim. In no event will we pay more than the purchase price of the item.
Items must be returned undamaged, in good working condition, and in their original and complete packaging. You are responsible for all mailing costs.
Visit My Card Benefits or call 1-800-Mastercard to open a claim. You must report the claim within sixty (60) days of the failure or the claim may not be honored.
CardValet is a standalone app for First Harrison Bank Debit Mastercard® holders that allows you to manage your debit card usage and mitigate fraud. Key features include turning your card on/off, setting spending limits, location-based usage, and receiving activity alerts. It also offers parental controls and spending compliance.
See more details about CardValet and its app links.
Enjoy a HealthLock for Mastercard® Medical Claim Monitor complimentary membership and a 90-day upgrade to all HealthLock services at no monthly cost. HealthLock for Mastercard brings you comprehensive medical data privacy and cost protection that safeguards you from fraud, monitors your bills for hidden savings and negotiates overcharges on your behalf.
HealthLock is an end-to-end analytics-driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling.
HealthLock provides three plan levels:
- Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
- Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24-month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
- Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.
Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here.
See the Guide to Benefits for all of the benefits and details.