Personal and Business Credit Cards
We make it easy to choose the credit card that is right for you. Your credit card will be the only card you need for everything you need to do. We offer a variety of personal and business card options. You also have the choice of Mastercard® or Visa® on many of our cards.
Personal Low Rate
Designed for shoppers looking for a great low interest rate
- No annual fee
- 2.9% introductory rate for your first six months
- Low ongoing rate
Personal Preferred Points
Designed for shoppers looking for outstanding rewards and no annual fee
- 2.9% introductory rate for your first six months
- Earn one point for each dollar spent (up to 10,000 per month) and redeem anytime
- You choose the reward option--cash back, travel, merchandise, gift cards, and more
Business Standard
Spending power for your business with no annual fees
- Choose Summary or Individual billing
- No annual fee
- Zero Liability for unauthorized purchases
Business Preferred Points
Rewards with every purchase
- Each employee card can earn up to 10,000 points per month
- Multiple redemption options - cash back, travel, gift cards, and more
- Zero Liability for unauthorized purchases
Online Access
You can access your credit card online at www.CardAccount.net (Opens in a new Window). From the site, you can make payments, redeem rewards, review your statement, and much more.
Our credit card app is available on Apple and Android!
(Opens in a new Window) 
(Opens in a new Window)
Note: The apps will be listed as being from TIB National Association.
Rewards
With our Personal Preferred Points and Business Preferred Points, you can redeem your earned points from purchases for cash back, travel, merchandise, gift cards, experiences, and charity. You can access your points via the online access website or www.MyPreferredPoints.com (Opens in a new Window).
Customer Service
If you have lost your card, need to dispute a charge, or have a question about your credit card account, you can visit www.CardAccount.net (Opens in a new Window) or call 1-800-367-7576 within the United States or +1 972-969-4872 internationally.
If you need to make a payment, you can use our Bill Pay service within Banking Butler®, call 1-800-367-7576, or mail your payment to:
TIB
P.O. Box 569100
Dallas, TX 75356-9100
Get a HELOC for the House You Already Love.
If you have equity in your home and need funds for home repairs, renovations, a vacation, or anything else, you could use a Home Equity Line of Credit (HELOC) to make it happen!