Merchant Services

Our partnership with Merchant’s PACT can cut your cost on merchant processing. Reach us at 844-FHB-EASY or send us a message.

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MPACT Partner

First Harrison Bank has partnered with Merchant's PACT to negotiate the lowest payment acceptance rates on your behalf. Merchant's PACT is specifically designed to save you time, worry, and money in regards to your payment acceptance. Accept card payments anywhere: in person, online, or on the go. Our card processing rates are as low as 2%!

Get $500 if we cannot match or beat your current card processing rate!*

Lower Fees. Faster Payments.

  • No application or setup fees
  • No termination fees
  • Interchange optimization- qualify for the lowest possible rates
  • Cash discount and surcharge programs available
  • Next day and instant funding
  • Process even if you are offline
  • Protection from rate increases and billing errors

Omni Channel Payment Acceptance

With one account you can accept with a smart terminal, virtual terminal, mobile device, or website shopping cart.

  • EMV, NFC, contactless and QR code acceptance
  • Online and mobile reporting dashboards
  • Quarterly pricing audit
  • Protection against rate increases and billing errors
  • Instant and next day funding
  • Surcharging, interchange optimization and high risk-processing available
  • Inventory, Menu, Customer and Employee management
  • Fingerprint logins, Data Tokenization, and End-to-End encryption
  • Wireless, 4G/LTE, Hotspot
  • Delivery service integration

Merchant's PACT Platforms

Customizable Solutions

Your needs are unique, and so are your customer's demands.

  • Create customer billing plans
  • Send promotions to customers
  • Generate menus for products/services
  • Develop price points and discount programs
  • Export reporting that is meaningful to you.


  • View live sales data, filter by location or sales channel
  • Build a database of your best customers
  • Track inventory
  • Check when funds are deposited into your bank account
  • Manage taxes for accounting purposes

Merchant's Pact Analytics

Our Approach

We are consultative, secure, and client-centric. We are here to ensure that you have the best, secure, and most affordable payment acceptance option.


  • Assess current and future needs
  • Provide detailed pricing analysis
  • Discuss solution offerings


  • PCI certified point to point encryption
  • Card data is tokenized during transmission
  • Rest assured with liability and breach protection


  • Quick and easy set up process
  • 24/7 support with in-house service escalation
  • Personalized support with ongoing, proactive communication

Free Merchant Processing Consultation and Analysis

If you are interested in saving money on your payment card acceptance with Merchant's PACT, visit our partner site with Merchant's PACT.

We encourage you to learn more about us.

Corporate Profile

*Subject to the following terms and conditions: Some restrictions and limitations may apply. Merchant must process a minimum of $6,500 in monthly credit card sales. Merchants who are based out of the United States or who have current pricing below standard card organization fees do not qualify. Merchant must provide two months of their most recent statements from their current card processor. Merchant processing cost comparison based on all merchant services processing charges shown on most recent processor merchant statement, excluding 3rd party fees, compliance fees and equipment costs. The $500 will come in the form of a Visa Gift Card. Limit one gift card per merchant, regardless of the number of business locations. Please allow 6 to 8 weeks for your gift card to ship. Promotion runs until June 30, 2022.

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