Savings
Personal Savings Account Comparison
| Product |
Regular Savings |
Christmas Club |
Money Market Savings |
|---|---|---|---|
|
All accounts have the following available features: |
|||
|
Description |
It pays to keep your money inside our vault. |
Save for the holidays with a yearly disbursement each October 15 to another FHB checking or savings account. |
A higher return on savings balances. |
|
Minimum to Open |
$100 |
No Minimum |
$100 |
| Monthly Service Charge |
$4 (waived if age under 18) |
None |
$15 |
|
Ways to Avoid Service Charge |
Daily balance $300 and above OR average balance $750 and above monthly |
N/A |
Daily balance of $5,000 and above |
|
Free Personalized Checks |
N/A |
N/A |
No |
|
Yes |
No |
Yes |
|
|
Withdrawal Limitations |
No |
Not Permitted |
No |
|
Foreign ATM Fees |
Yes |
N/A |
Yes |
|
Paper Statements |
$3/month |
On combined statements only |
$3/month |
|
Interest Bearing |
Tiered |
Yes |
Tiered |
|
N/A |
N/A |
Free |
|
|
Overdraft Coverage |
N/A |
N/A |
Must Opt-In |
|
Overdraft Protection (Funds Transfer) |
N/A |
N/A |
$10/transaction |
|
Free Cashier's Checks |
No |
No |
No |
|
Loan Auto Pay |
Yes |
N/A |
Yes |
Certificates of Deposit (CDs)
Looking for a safe and secure way to grow your money? Look no further than our new Certificates of Deposit (CDs)! With our special rates, you can earn more interest on your savings than ever before.
Here are just a few of the benefits of our CD special:
- High interest rates: Our CDs offer great interest rates.
- FDIC insurance: Your money is FDIC insured up to $250,000 per depositor, so you can rest assured that it is safe.
- Flexible terms: We offer a variety of terms to choose from, so you can find one that fits your needs.
So what are you waiting for? Take advantage of our CD rates today and start earning more interest on your savings!
CD Specials
13-Month CD Special at 4.04% APY*We're thrilled to offer our 13-month CD special with a high interest rate of 4.04% APY! This is a great opportunity to earn more interest on your savings and reach your financial goals sooner. With our 13-month CD, you can open your CD with as little as $2,500. Plus, your money is FDIC insured up to $250,000 per depositor, so you can breathe a bit easier knowing your funds are secure. This special offer is only available for a limited time, so don't miss out! Open your 13-month CD today and start earning more interest on your savings! *Requires a minimum deposit of $2,500.00. Rates subject to change without notice. APY is accurate as of November 20, 2024. Fees may reduce earnings. Penalty for early withdrawal will apply. First Harrison Bank reserves the right to limit deposits into this account. CD renews with a 12 month term after initial 13 month term. |
7-Month CD Special at 4.66% APY*If you're looking for a high interest rate for a shorter term, our 7-month CD special could be just for you! You'll have the opportunity to earn 4.66% APY without the worry of changing interest rates in the short term. All it takes is at least $2,500 to start and your money is FDIC insured up to $250,000 per depositor. Contact us today to get started! *Requires a minimum deposit of $2,500.00. Rates subject to change without notice. APY is accurate as of November 20, 2024. Fees may reduce earnings. Penalty for early withdrawal will apply. First Harrison Bank reserves the right to limit deposits into this account. CD renews with a 6 month term after initial 7 month term. |
Debit Card Round Up
Debit Card Round Up is a simple and easy way to save money without even having to think about it. Every time you use your debit card, your purchase amount will be rounded up to the nearest dollar, and the difference will be deposited into your savings account.
Here's a real world example: Let's say every week you buy a coffee for $3.10, lunch for $10.45, and gas for $35.25. Each of those purchases will be rounded up to the nearest dollar. That adds up to $2.20/week and $114.40/year for just those three purchases each week. It may not seem like much, but over time, those small amounts can really add up!
Here are some of the benefits of using Debit Card Round Up:
- It's easy to use. Once you sign up, there's nothing else you need to do. Your savings will happen automatically every time you use your debit card.
- It's a great way to save money without even having to think about it.
- It's a free service. There are no fees to enroll in or use Debit Card Round Up.
Once you're enrolled, you'll start seeing your Round Up savings accumulate in your savings account. You can check your progress at any time by logging in to Banking Butler.
If you're looking for an easy and effective way to save money, Debit Card Round Up is a great option. Sign up today by contacting us and start saving!
Safe Deposit Boxes
Do you have things that you want to keep safe? You can store valuable and personal items in a vault-secure compartment by renting a Safe Deposit Box in various sizes. Access to your box requires dual-key entry. For current pricing and availability, call your local branch location.