Card Options
We make it EASY to choose the credit card that is right for you. Your card will be the only card you need for everything you need to do. We offer a variety of personal and business card options. You also have the choice of Mastercard® or Visa® on many of our cards.
Personal
Personal Card Comparison
Card Options |
Low Rate Card
|
Preferred Points Card
|
World Card
|
Please see the Personal Card Application for details about annual fees, introductory rates, ongoing interest rates, and other possible fees.
|
Earn Rewards
|
No
|
Yes
|
Yes
|
Rewards Earnings Rate
|
N/A
|
One point per dollar up to 10,000 per month |
One point per dollar up to 10,000 per month
|
Rewards Redemption *
|
N/A
|
Cash Back, Gift Cards, Travel, Merchandise, Experiences, and Charity
|
Cash Back, Gift Cards, Travel, Merchandise, Experiences, and Charity
|
Mobile Wallet
|
Apple Pay and Samsung Pay
|
Apple Pay and Samsung Pay |
Apple Pay and Samsung Pay |
Alerts
|
Yes
|
Yes |
Yes |
Network Options **
|
Mastercard® or Visa® |
Mastercard® or Visa® |
Mastercard® |
Mastercard® Benefits
|
Car Rental Insurance Coverage, Cell Phone Protection, ID Theft Protection, ShopRunner, More
|
Car Rental Insurance Coverage, Cell Phone Protection, ID Theft Protection, ShopRunner, More
|
Car Rental Insurance Coverage, Cell Phone Protection, ID Theft Protection, ShopRunner, More
|
Visa® Benefits
|
Car Rental Insurance Coverage |
Car Rental Insurance Coverage |
N/A |
*Additional information about Mastercard® and Visa® cardholder benefits are provided in the cardholder agreement. **The Low Rate and Preferred Points personal products include Mastercard® Platinum and Visa® Platinum cards; World card is only available for Mastercard® and includes Preferred Points rewards.
Personal Application
If you're ready to apply for one of our personal credit cards, you have two options. You can log in to Banking Butler® and apply online, or click the button below, complete the application, and drop it off to us at any branch location!
Personal Application
|
Business
Business Card Comparison
Card Options |
Standard Card
|
Preferred Points Card
|
Please see the Business Card Application for details about annual fees, introductory rates, ongoing interest rates, and other possible fees.
|
Earn Rewards
|
No |
Yes |
Rewards Earnings Rate
|
N/A |
One point per dollar up to 10,000 per month |
Rewards Redemption *
|
N/A |
Cash Back, Gift Cards, Travel, Merchandise, Experiences, and Charity
|
Mobile Wallet
|
Apple Pay and Samsung Pay |
Apple Pay and Samsung Pay |
Alerts
|
Yes |
Yes |
Network Options **
|
Mastercard® or Visa® |
Mastercard® or Visa® |
Mastercard® Benefits
|
Car Rental Insurance Coverage, ID Theft Protection, Mobile Receipt Management, More
|
Car Rental Insurance Coverage, ID Theft Protection, Mobile Receipt Management, More
|
Visa® Benefits
|
Car Rental Insurance Coverage
|
Car Rental Insurance Coverage
|
*Additional information about Mastercard® and Visa® cardholder benefits are provided in the cardholder agreement. **The Standard and Preferred Points business products include Mastercard® and Visa® Business cards.
Additional Business Documentation
In order to process your business credit card application, we'll need a few more pieces of information. Please see the chart below for the documentation needed for your business type.
Business Type |
Sole Proprietor
|
Partnership
|
Private Corporation
|
Public Corporation
|
Non-Profit
|
Application
|
*
|
*
|
*
|
*
|
*
|
Organizational Papers
|
*
|
*
|
*
|
*
|
*
|
Borrowing Resolution
|
|
*
|
*
|
*
|
*
|
Financial Statements
|
|
*
|
*
|
*
|
*
|
Personal Guaranty
|
*
|
*
|
*
|
|
|
Personal Tax Return
|
*
|
*
|
*
|
|
|
Beneficial Ownership |
|
* |
* |
|
* |
Business Application
If you're ready to apply for one of our business credit cards, you have two options. You can log in to Banking Butler® and apply online, or click the button below, complete the application, and drop it off to us at any branch location along with the additional business documentation!
Business Application
|
Online Access
You can access your credit card online at www.CardAccount.net. From the site, you can make payments, redeem rewards, review your statement, and much more.
Our credit card app is available on Android and Apple!
Note: The apps will be listed as being from TIB.
Rewards
With our Personal Preferred Points, Business Preferred Points, or Personal World cards, you can redeem your earned points from purchases for cash back, travel, merchandise, gift cards, experiences, and charity. You can access your points via the online access website or www.MyPreferredPoints.com.
Customer Service
If you have lost your card, need to dispute a charge, or have a question about your credit card account, you can visit www.CardAccount.net or call 1-800-367-7576 within the United States or +1 972-969-4872 internationally.
If you need to make a payment, you can use our Bill Pay service within Banking Butler®, call 1-800-367-7576, or mail your payment to:
TIB P.O. Box 569100 Dallas, TX 75356-9100
|