Personal Checking Account Comparison
| Product |
Valet |
Regal |
Royal |
Valor |
|---|---|---|---|---|
|
All accounts have the following available features:* |
||||
|
Description |
Allow our butler to treat you to our most popular account. |
Getting more regal with age, this account is for those age 50 and older. |
Being royal has its perks of paying interest to you. |
For active or veteran military members and first responders. |
|
Minimum to Open |
$100 |
$100 |
$100 |
$100 |
|
Monthly Service Charge |
None |
None |
$10 |
None |
|
Ways to Avoid Service Charge |
N/A |
N/A |
Daily balance $2,500 and above |
N/A |
|
Free Personalized Checks |
No |
One box wallet checks free/year, shipping not included |
No |
One box wallet checks free/year, shipping not included |
|
Yes |
Yes |
Yes |
Yes |
|
|
Foreign ATM Fees |
Yes |
Yes |
Yes |
Waived |
|
Paper Statements |
$3/month |
$3/month (if account opened on or after 9/1/22) |
$3/month |
$3/month |
|
Interest Bearing |
No |
Tiered |
Tiered |
No |
|
Free |
Free |
Free |
Free |
|
|
Overdraft Coverage |
Must Opt-In |
Must Opt-In |
Must Opt-In |
Must Opt-In |
|
Overdraft Protection (Funds Transfer) |
$10/transaction |
$10/transaction |
$10/transaction |
$10/transaction |
|
Free Cashier's Checks |
No |
Yes |
No |
Yes |
|
Account Benefits |
N/A |
N/A |
N/A |
Waived Stop Payment Fee; Waived Documentation/ Processing Fee on Auto, Boat, RV and Unsecured Loans; Waived Annual Fee on HELOC.* |
|
Loan Auto Pay |
Yes |
Yes |
Yes |
Yes |
*See account representative for details.
Debit Card Round Up
Debit Card Round Up is a simple and easy way to save money without even having to think about it. Every time you use your debit card, your purchase amount will be rounded up to the nearest dollar, and the difference will be deposited into your savings account.
Here's a real world example: Let's say every week you buy a coffee for $3.10, lunch for $10.45, and gas for $35.25. Each of those purchases will be rounded up to the nearest dollar. That adds up to $2.20/week and $114.40/year for just those three purchases each week. It may not seem like much, but over time, those small amounts can really add up!
Debit Card Round Up Benefits
- It's easy to use. Once you sign up, there's nothing else you need to do. Your savings will happen automatically every time you use your debit card.
- It's a great way to save money without even having to think about it.
- It's a free service. There are no fees to enroll in or use Debit Card Round Up.
Once you're enrolled, you'll start seeing your Round Up savings accumulate in your savings account. You can check your progress at any time by logging in to Banking Butler.
If you're looking for an easy and effective way to save money, Debit Card Round Up is a great option. Sign up today by contacting us and start saving!
Easy Checking
Are you unbanked and need help achieving your financial goals? Our Easy Checking account has the Bank On seal of approval. It's checkless and intended to help establish a safe and affordable relationship with us to meet your financial needs.
Our Easy Checking account includes:
- Few/no fees
- Federal insurance for deposits
- Mainstream services (direct deposit, debit, online banking, etc.)
Instant Issue Debit Cards
Should you choose to receive an Instant Issue debit card as you open your personal checking account in one of our branches, you can choose between the below designs. Keep in mind to always let us know of your travels so that your debit card (Instant Issue or mailed) will work seamlessly throughout your adventures.
Personal |
HSA |
Check Order
If you would like to order checks, please use Harland Clarke, our preferred provider. Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.