A butler signing a check

Regal Checking

For Our More Seasoned Friends

Things actually do get better with age. If you're age 50 or older, you're eligible for this great account. Our FDIC-insured checking accounts can be opened at any of our branches.

Important details about your Regal Checking account:

  • Minimum opening amount of $100
  • No minimum balance or monthly service charge
  • One box of wallet checks free per year (shipping not included)
  • First Harrison Debit Mastercard® - Issued on the spot!
  • Interest-bearing
  • Free e-statements or $3 per month paper statements
  • Free bill pay
  • Overdraft coverage available
  • Overdraft protection available
  • Free cashier's checks
  • Banking Butler®

When you open a new checking account, you will have the option to walk out of our branch with an Instant Issue Debit Card that is ready for you to use immediately (should your funds be available). No need to wait several business days to start purchasing the things you need!

Your First Harrison Personal Debit Mastercard® is a simple, fast, and safe way to pay, made for today. Use it when you shop and spend. It also includes many benefits that should make you want to use your debit card for all of your purchases, including:

  • Mastercard ID Theft Protection™
  • SimplyMiles™
  • Priceless Surprises®
  • Priceless Experiences®
  • Debit Card Round Up
  • Mobile Wallet
  • CardValet
  • More

Own a small business? See our First Harrison Business Debit Mastercard® page. 

Banking Butler Digital Banking is ready to serve you! With Banking Butler, you can deposit checks, pay your bills, transfer funds, make loan payments, and much more. You definitely want a butler on your side when it comes to your finances!

Banking Butler

Ready to make payday even smoother? Changing your direct deposit at work is like upgrading your financial GPS. Once you give your employer our form, your hard-earned cash will be cruising straight into your new account, no detours. It's like giving your paycheck a first-class ticket to its new home! 

Direct Deposit Form

Debit Card Round Up is a simple and easy way to save money without even having to think about it. Every time you use your debit card, your purchase amount will be rounded up to the nearest dollar, and the difference will be deposited into your savings account.

Here's a real-world example: Let's say every week you buy a coffee for $3.10, lunch for $10.45, and gas for $35.25. Each of those purchases will be rounded up to the nearest dollar. That adds up to $2.20/week and $114.40/year for just those three purchases each week. It may not seem like much, but over time, those small amounts can really add up!

Sign up for Debit Card Round Up by giving us a call, sending us a message in Banking Butler, or visiting one of our branch locations!

To help yourself be more vigilant in protecting your personal and financial information, we encourage you to be fraud-aware. We've created some helpful tips and linked to helpful sites that can ensure you're keeping your information as safe as you can.

Fraud Prevention

Planning a trip outside of Indiana or Kentucky? Before you pack your bags and set off on your adventure, there's one important thing to remember: your First Harrison Debit Mastercard® might need a little heads-up too! As a security measure, your card may not work outside these states unless you let us know about your travel plans.

But don't worry, notifying us is as easy as pie! You can:

  • Visit us in branch: Our friendly staff will be more than happy to assist you.
  • Give us a call: A quick chat with our customer service team will do the trick. Call 1-800-390-1465.
  • Use Banking Butler: Our convenient online banking service lets you send us a message to update your travel plans.

Safe travels and happy spending!

Using your First Harrison Debit Mastercard® with a mobile wallet offers several advantages in terms of convenience and safety. Mobile wallets allow you to make payments with just a tap or a scan, eliminating the need to carry physical cards.

From a safety perspective, mobile wallets use encryption and tokenization to protect your card information. When you make a payment, your actual card number is not shared with the merchant; instead, a unique token is used, reducing the risk of your card details being stolen.

Many mobile wallets require biometric authentication, such as fingerprint or facial recognition, to authorize transactions. This adds an extra layer of security compared to using a physical card with just a PIN.

See our page for more information about mobile wallets and how to set yours up with the First Harrison Debit Mastercard!

Mobile Wallet

For the times you don’t want to speak to a human or can’t call during business hours, you can call our MonyLine. Get information on your checking accounts, savings accounts, CDs, loans (even make payments from First Harrison Bank checking or savings accounts!) and transfer funds conveniently, privately, and easily – 24/7.

Simply call 812-738-MONY (6669), 502-543-CASH (2274), or toll-free 1-800-422-6160.

If you would like to order checks, please use Harland Clarke, our preferred provider. Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.

Order Checks Online

Your first check order for the account must be placed by a First Harrison Bank staff member.

When you're ready to open an account, we invite you to visit one of our branch locations. Our friendly and knowledgeable staff members are here to assist you every step of the way.

We're here to make it easy and stress-free. Stop by today and experience the personalized service that sets us apart. We look forward to welcoming you!

If you want to be ahead of the game, see our quick change kit.

Branch Locations

We also offer overdraft solutions for your checking account. Please see our Overdraft Coverage and Overdraft Protection pages for more details.
A man and woman cooking at the stove in a kitchen

Getting a Mortgage Is Easy at First Harrison.

We have a team of dedicated mortgage lenders that know the process and will guide you through it step-by-step.

We don't hide our mortgage rates, either. You shouldn't have to fill out form after form just to see the current rates. You can also apply for a mortgage on our website!

First Harrison Mortgage