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Loans FAQs


Yes! We currently have an online consumer loan application and a mortgage application.

A prequalification from First Harrison Bank arms you with the knowledge of how much you can comfortably afford in an automobile, house, etc. We will help you make an educated decision on your next large purchase. Additionally, realtors, auction houses, and some car dealerships like to see a prequalification letter from us to let them know you’re a serious buyer and have done your homework.

Things get lost in the mail. If you were expecting a coupon book or a statement and haven't received it, call our loan servicing department at 812-734-3488 or 1-800-422-6192. You can also sign up for auto debit from a deposit account with no coupon book required.

We make it easy for you to pay your loan in a variety of ways. You can make payments in Banking Butler®, in a branch location, by calling us, or you can set up automatic payments from an account within First Harrison Bank or an account at another financial institution. We do not take payments via debit/credit card.

If you would like to set up automatic payments from a First Harrison Bank account, you can visit a branch location, call us, or send a message through Banking Butler®. If you want to set up automatic payments from an account at another financial institution, please visit a local branch location because you’ll need to sign a form along with giving us your external account information.

We typically send out notices in the mail in this instance, and we may give you a courtesy call. We don’t want you to pay a late fee, so we’re trying to help you prevent that.

Late charges are assessed based on the original terms of your account agreement. If you need a copy of this agreement, call our loan servicing department at 812-734-3488 or 1-800-422-6192. Please consider automatic payments for future payments to help avoid late charges.

We are always here in your time of need. Please contact your local branch.

When you’re close to paying off your loan, you’ll need to know the exact payoff amount so you don’t pay too much or too little. You can find your loan payoff in Banking Butler®, by calling us, or asking at your local branch location. We only give payoff amounts to a person listed on the loan or someone else you have designated with us previously.

Congratulations! If we have an email address for you, you’ll get an email from us within two weeks confirming that your loan is officially paid off. For loans that were held by a mortgage or title, it typically takes about three weeks to receive that documentation. If this documentation is needed sooner, please contact your local branch location.

Lastly, we hope you were satisfied with your loan experience. We hope you consider us for your future loan needs.