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Savings Accounts

 

Classic Savings

The Classic Savings is an interest-bearing savings account requiring a minimum balance to avoid a monthly service charge (waived for customers 18 and younger). Interest rates are tiered, so the larger the balance in the account, the greater the rate paid. Interest is added to the account quarterly. Interest rates are subject to change weekly, which gives customers the advantage of earning current market rates. Three over-the-counter withdrawals per month -- no charge. Closing fee is charged if account is closed within 90 days of opening date.

Christmas Club

The Christmas Club Account gives customers a systematic way to make weekly deposits to an interest-bearing account and receive a check for the deposited amount plus interest each October 15th. Funds may be transferred from checking or savings accounts automatically.

Individual Retirement Accounts

Traditional, Roth, and Educational IRAs are offered. A Customer Service Representative will be happy to provide additional details regarding features and benefits and alternative investment options.

Health Savings Account

A Health Savings Account is similar to an IRA account that is designed exclusively for covering medical expenses incurred by the HSA beneficiary (the person who establishes the account) and his or her dependents. Ask an Account Representative about the features and benefits of a Health Savings Account.