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Certificates of Deposit

 

CDs

Customers looking for greater return on investments can choose from a variety of terms with an opening deposit of as little as $2,500.00

91 days
6 months
12 months
18 months
24 months
30 months
36 months
48 months
60 months

Interest is paid on actual days and may compound semi-annually. Interest paid can be credited to the certificate or to another account. If certificate issue amount is at least $10,000.00, a check can also be issued monthly, quarterly, semi-annually or at maturity. A penalty is imposed for early withdrawal, except in case of death of account holder - or when legally required.

Easy Access CD

The Easy Access CD -- different from the standard 182-day term -- has a duration of 182 days and allows no-penalty access after 7 days from initial deposit while earning a competitive rate of interest. The minimum deposit for the Easy Access CD is $2,500.00 and interest is added to the balance upon maturity.

From time to time, promotional terms are available.